Fashion for 2009: Oversized Bows

Fashion for 2009 defines not only the fashion for each season but the embellishments accompanying the whole ensemble. While sequins and jewelries add to the glitz and sophistication of the dress up, there are also features that often defines the personality of the couture, one of them is the oversized bows!

Take a look of how you can make use of the oversized bows to make the ensemble. But do you know that Chanel come out with some traditional uses of bows, while the likes of Marchesa chose for origami bow pieces.

2009 Forecasts

With the present status of the world's largest economy, the United States, the IMF has released this week, on thursday, its forecast for the world on 2009.

The US, the world’s largest economy, will contract by 0.7 percent and the euro area by 0.5 percent in 2009. Advanced economies as a whole will contract 0.3 percent, compared to 1.4-percent growth this year, it said.

All figures represent a downward revision of more than 0.7 percent from the IMF’s October forecast.

Developing and emerging economies by contrast will continue to lead growth in the world, increasing 5.1 percent in 2009. But that is still down from a forecast of 6.1 percent made in October. Growth in the developing world was forecast at 6.6 percent this year.

The figures sum up Global recession in 2009 but the Philippines and India has a more optimistic approach with the business outsourcing industry.

Economic Recession: Defining Foreclosure (Part 2)

One of the inevitable effects of the economic recession that hit not only the common American but many people as well is foreclosure. But what is foreclosure?

Many people dream of owning his very dream home but with the economic growth slowdown, most people find it impossible to afford the dream home with a single cash pay-out. Therefore, this results to many applying for loan to have the house without even considering one's capacity to make up the loan in the long run. When the debtor failed to pay or make up with the payment of the loan, such default can lead to foreclosure.

Foreclosure is the term used to “a procedure by which the holder of a mortgage—an interest in land providing security for the performance of a duty or the payment of a debt—sells the property upon the failure of the debtor to pay the mortgage debt and, thereby, terminates his or her rights in the property.”

Foreclosure has many types depending on the nature of the loan, in the next postings, we will discussed the types of foreclosure and how it lead to economic recession.

Being In- Fashion for Christmas 2008

Christmas has been tagged as the season for joy and gift-giving. Moreover, it is very well known to be the time for family, friends reunion and seeing people you love most. This is the time when get-together occasions are very well-thought of. Of course, though it is not often a pre-requisite to be fashionable in this season, it is inevitable that you want to be in your best foot when you meet people. Here are the top fashion for Christmas 2008!




The Knitted top. The winds blew cold to our cheeks as Christmas 2008 come its way. The knitted top is one of the best fashion must-haves as it can be combined easily with your clothing. Make yourself classy and sophisticated by donning it on, on your office wear paired with silver and gold brooch! This season should not be dull as you enjoy the glitz and glamour of Christmas fashion!


The trench coat. The trench coat is one of the things you should include in your fashion gallery. With the detail of belt and buttons, this feature increases its sophistication as you meet your high school colleagues!




The Cardigan. You don't need to have the runway look for Christmas but you can feel the feeling of being in a runway. If you rather bet for comfort, the cardigan is the fashion that never goes out of style. Match it up with silver embellishment but make sure you don't overdo.










Being in fashion for Christmas 2008 does not mean that you have to purge out all the bucks that you have in your wallet, or make your credit card reach level zero to buy the fashion things that you need. Spend time to open up your closet and find the valuables that you can still make use for this season and add twist to it with additional touches.

Manny Pacquiao and Oscar Dela Hoya: The Profile before the Combat

Manny Pacquiao and Oscar Dela Hoya are one of the most popular and well celebrated personalities with their upcoming big fight on December 2008. But with their skyrocketing personalities, only a few people knew their deep profiles. Let us tackle and know more about these BIG personalities.



Manny Pacquiao "The Pacman"

Emmanuel Dapidran Pacquiao (born December 17, 1978), is a professional boxer from the Philippines. Born in Kibawe, Bukidnon, Mindanao, and presently living in his General Santos City, Philippines, this person have created his name to be known worldwide.The WBC Lightweight Champion and also former WBC Super Featherweight Champion, Ring Magazine's super featherweight and featherweight champion, world champion at IBF Super Bantamweight, and WBC Flyweight divisions, Pacquiao is the first Filipino and Asian boxer to win four world titles in different weight divisions.

Oscar Dela Hoya "The Golden Boy"

Oscar Dela Hoya(born February 4, 1973) is an Mexican American boxer and promoter who won a gold medal at the Barcelona Olympic Games. De La Hoya comes from a boxing family. De La Hoya became Ring Magazine's "Fighter of the Year" in 1995 and Ring Magazine's top-rated Pound for Pound fighter in the world in 1997. De La Hoya has defeated seventeen world champions and has won ten world titles in six different weight classes.

With such celebrity profile and background, the game of Manny Pacquiao and Oscar dela Hoya this December 2008 will surely be a BIG FIGHT!

Fashion Autumn-Winter Collection for 2009: Defining the colors!

Haute- Couture has been changing every season with the new trends in the fashion world intricately and delicately studied and designed to match the present season and taste of the society. Fashion Autumn-Winter Collection for 2009 has more defined colors and yet bolder in terms of hues and pantone followed religiously by the fashion world. Let us now start defining colors and define ourselves with the latest fashion in town!

Autumn 2009 Fashion revives with warming colors with golden shades and warm browns.



Autumn and winter fashion for 2009 defines class and sophistication with elegant and seductive colors of silky pastels.


Urban sophistication and modern architecture plays up with geometry and colors in the fashion world for Autumn and winter fashion for 2009. Bold colours like red, pink, violet or green shine have a monochrome shine, like lights in the city. With the stylish and modernly combination of the arts, this creates new volumes, provide rhythm for graphic or accentuated sporty looks.

Philippines Dinagyang 2009 : Hala Bira Iloilo!

Philippines Dinagyang 2009 : Hala Bira Iloilo! Dinagyang is the celebration made by the people in Iloilo in celebration of the Santo Nino, the patron saint. Aside from the solemnity, the said celebration mark the festivity of the Ilonggos with Tribe competition with contestants not only from Iloilo Province but from different regions. Dinagyang 2009 is now being long prepared as early as the third quarter of 2008 to make the festivity a source of enjoyment and an ultimate tourist attraction.



Below is the schedule for the upcoming Dinagyang 2009!

Dinagyang 2009 Schedule

* November 6, 2008 (12nn) - Local Launch of Dinagyang Festival (SM City Iloilo Activity Center)
* December 7, 2008 (3pm) - National Launch of Dinagyang Festival (SM Mall of Asia; Greenhills Shopping Center; Tiendecitas)
* December 13, 2008 (2pm) - Pamukaw 2009 (Capitol - Iznart - J.M. Basa - Freedom Grandstand)
* December 20, 2008 (2pm) - Presentation of Miss Dinagyang 2009 candidates (SM City Iloilo Activity Center)
* January 16, 2009 (3pm) - Opening Salvo (Plaza Libertad to main streets in the City Proper)
* January 18, 2009 (7pm) - Coronation Night of Miss Dinagyang 2009 (Freedom Grandstand)
* January 22 to 23, 2009 - First Iloilo International Dragon Boat Race Competition (Muelle Loney)
* January 23, 2009 (8am) - Dinagyang 2009 Drum and Bugle Competition (Freedom Grandstand)
* January 23, 2009 (3pm) - Fluvial Procession (Fort San Pedro - Muelle Loney)
* January 24, 2009 (8am) - Kasadyahan Competition (City Proper)
* January 24, 2009 (7pm) - International Night (Sarabia Manor Hotel)
* January 25, 2009 (8am) - Dinagyang 2009 Ati Competition (City Proper)
* January 25, 2009 (7pm) - Iloilo Dinagyang 2009 Awarding Ceremonies (Freedom Grandstand)

Viva Sto. Nino! Hala Bira Iloilo! Dinagyang 2009

Economic Recession: The Global Turmoil (Part 1)

The US led recession has created turmoil and confusion not only in the United States but in the whole world as industrial countries followed the economic problem. With the present economic conditions, many businessmen has a grim business outlook for the incoming year of 2009. But what is recession and why all people are troubled with it?

There is no definite definition of recession. However, economist often define this market condition as a significant decline in economic activity spread across the economy, lasting more than a few months, normally visible in real GDP growth, real personal income, employment (non-farm payrolls), industrial production, and wholesale-retail sales.

The US recession has been triggered or rather worsened with the down housing market with many real estate and properties undergoing foreclosure. This is often said to be due to the negligence of the buyer to make up with their mortgage payments.

Nonetheless, taking the root of the situation, the bankers or the financial lending institution has a great part in this problem as these financial lending institution failed to recognized the capacity of the individual to make up the loan in the long run.

(to be continued....)

Fun Gift Ideas for Christmas!

Even with the economic recession which has been tagged as the Global Recession brought initially or ignited by the downturn of the U.S. Economy due to rising level of foreclosure and credit crunches that affected not only creditcard holders but the entire nation, there are some countries that are still optimistic with the economic situation with expenditures continuing to rise with the coming of Christmas.



One of these countries is the Philippines. While most Filipinos may be willing to spend for their love ones these Christmas, there are aslo those who are being extra-careful with there spending habits. But how can you manage to have bright Christmas without spending so much? Here are some bright and fun gift ideas for Christmas!

1. Go on early Christmas Shopping. As early as October and with the coming of December, a couple of malls are having their routinery Mall Sale like that of the SM Malls, Robinson's Galleria and Glorietta Mall. Take this opportunity to find the best deals for your Christmas gifts.

2. Recycle a few items. Instead of buying new ones, you can open your closet and do some sorting out. It is not impossible that you will find a few items that are still new or used only once. You can have them washed and gift-wrapped!

3. Make your own. Christmas is not about how expensive the gift that you bought. What matters most is the thought that accompanies the gift. Make your own gift for your love ones like creating your very own Christmas Card or baking a cake for Noche Buena.

There are still other fun gift ideas for Christmas you can think of. Can you remember more?

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